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Showing posts from February, 2025

Retirement Planning for Homemakers: Because "Maa Ke Haath Ka Khana" Won’t Pay the Bills

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The Great Bathroom Mystery

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Redefining Success: Why Staying at Home Is Not 'Wasting Your Life'

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The Case of the Disappearing Chocolate Bar

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  Breaking News: There’s been a massive robbery, and you are the victim. The culprit? Inflation’s sneaky sidekick, Shrinkflation.  Welcome, detectives! Today, we crack the most baffling financial mystery of our time: Where did my chips go? Why does my chocolate bar feel… lighter? Did my shampoo bottle shrink, or did my hands just get bigger? Let’s dive into the crime scene, gather evidence, and expose the real villains behind this snack-sized scandal. The Missing Chips Conspiracy  Remember the good ol’ days when you’d open a bag of chips, and—brace yourself—you’d actually see chips? Fast forward to today, and opening a bag feels like unsealing a vacuum of broken promises. Here’s how the deception unfolds: The bag remains the same size—a psychological trick to fool you. The air content increases—"for freshness," they say (sure, Jan). The actual number of chips decreases, but the price? Oh, that baby skyrockets. Fun Fact: This trick is known as Shrinkflation —when companies...

Are We Renting Our Own Lives?

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Hustle Culture Lied. Where’s My Lamborghini?

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The Silent Wealth Drain

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  Because Hospitals Don’t Do Discounts As a health-conscious individual, I constantly stress the importance of investments. I know that skipping medical checkups to “save money” is like ignoring your car’s engine light because, well, it’s still running. And as a mother and wife, I’ve realized that no investment—stocks, crypto, or real estate—compares to the return on investment (ROI) of a well-functioning body. We’ve all done it—hesitated before spending money on something “good for us.” A gym membership feels like an unnecessary expense, but a $6 birthday cake?  Absolutely essential.  Organic groceries seem overpriced, yet we’ll happily drop $200 on shoes that pinch our feet. As a mother and wife who’s learned the hard way that investing in your health isn’t a luxury—it’s damage control before life sends you the bill. And trust me, that bill comes with interest. We live in a world where people meticulously track their credit scores but neglect their blood pressure. Buyin...

Writers Are Not Saints

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  Let’s get straight to the point—writing without incentives is like running a marathon with no finish line. It’s exhausting, pointless, and eventually, you collapse. The world loves romanticizing the struggling writer, scribbling away in a dimly lit room, surviving on passion and stale coffee. But let’s be real—passion doesn’t pay bills, and stale coffee doesn’t fuel creativity. As the title says; w riters are not saints, they also need incentives because incentives are the oxygen of creativity Incentives = Survival Every writer, no matter how much they love the craft, reaches a breaking point where they ask: Why am I even doing this? If the answer is "because I love writing," congratulations, you’ve just lied to yourself. Writers don’t just write for the joy of it—we write to be read , acknowledged , and rewarded . This reward doesn’t always have to be money (though let’s be honest, money would be great). It could be a free book, a detailed review, or even an editor telling...

From Grocery Lists to Stock Lists

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Confessions of a Frugal Queen

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  If you think frugality is about pinching pennies and hoarding coupons like a dragon guarding gold, think again! Financially smart homemakers don’t live a life of deprivation—they are masters of stretching every dollar without looking cheap. They don’t just save money; they command it like a seasoned general leading an army into battle (against inflation, no less). So, what’s their secret? Let’s unlock their frugal playbook, one savvy habit at a time. People who think homemaking and financial planning belong in separate universes, I can prove them wrong. Managing a home and managing wealth? Same skill set. ROI( return on investment) on groceries, risk assessment on household expenses, and long-term investments in durable goods —that’s the financial game I play every day, right from my kitchen table. As both a financial advisor and a homemaker, I’ve mastered the art of stretching every rupee (or dollar) without feeling deprived. Let me walk you through real, practical habits th...